Eric Saul, Designated Broker Your Home and Future, LLC

Eric Saul, Designated Broker Your Home and Future, LLC

Property SearchContact
primary-1
primary-2primary-3
Active

$520,000

($207,184 down)
VA

12972 E Santiago Street, Prescott Valley, AZ 86327

4
2
1,956 sqft
PITI Monthly
$1,596.46 /mo

Listing courtesy of: Veronica Hernandez, Real Broker

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,430 /mo
$2,296 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS

Welcome to 12972 E Santiago Street, a stunning 4-bedroom, 2-bathroom home with 1,956 sqft of living space, situated on a spacious corner lot. This home boasts numerous upgrades, including a brand-new roof, a new water heater, all-new light fixtures, and elegant hardware throughout. Inside, you'll find durable vinyl flooring that flows seamlessly through the open-concept layout, combining style and functionality. The kitchen is a chef's dream, featuring granite countertops, a large island, and elegant French doors that flood the space with natural light. A dramatic natural stone backdrop for the TV and a premium wired surround system elevate the living area, perfect for both relaxing and entertaining.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,596.46/mo
Estimated Loan Balance
$343,415
Cash to close
$207,184
Interest Paid
$35,726

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas
Features
  • Materials: Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Unknown
Materials
  • Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Quailwood
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $360
  • HOA Frequency: $Semi-Annually
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $265.85
  • Tax Annual Amount: $
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $207,184 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $207,184!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$312,816
Your Cash$207,184
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,430/mo
Traditional @ 7.5%
$2,382/mo
You save $952/month ($11,426/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1072041

Listing From: paar

Last updated: 2025-04-04T18:46:22.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,430 /mo
$2,296 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $207,184 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $207,184!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$312,816
Your Cash$207,184
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,430/mo
Traditional @ 7.5%
$2,382/mo
You save $952/month ($11,426/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home and Future, LLC
Agent/Broker
Eric Saul, Designated Broker Your Home and Future, LLCYour Home and Future, LLC(480) 241-1893eric@yourhomefuture.comMLS Br547725000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home and Future, LLC are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home and Future, LLC © is committed to and abides by the Fair Housing Act of Equal Opportunity.