Eric Saul, Designated Broker Your Home and Future, LLC

Eric Saul, Designated Broker Your Home and Future, LLC

(480) 241-1893
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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Active

$355,000

($180,199 down)
FHA

1926 E ADAMS Street, Phoenix, AZ 85034

3
2
986 sqft
PITI Monthly
$1,229.96 /mo

Listing courtesy of: Malia Creque, Goldwater Real Estate Advisors

Assumed Rate

3.45%
7.15%

Principal & Interest

$863 /mo
$1,306 /mo
$30,714 in interest paid off

What's Special

LOCATION
MODERN
CHARMING

Charming updated home in 2020, offers modern comfort just minutes from downtown Phoenix. It's perfect for those seeking convenience and style. Enjoy being close to top restaurants, vibrant nightlife, and downtown business. The open layout is bright and inviting, while the **huge backyard** offers endless possibilities—build a guest house, garage, workshop, or create your own outdoor retreat. Don't miss this incredible opportunity to own a versatile home in a prime location. Schedule a tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,229.96/mo
Estimated Loan Balance
$180,108
Cash to close
$180,199
Interest Paid
$30,714

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Other, See Remarks
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Chain Link, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1936
Details
  • Builder: UNKNOWN

Community & HOA

Community
  • Subdivision: COLLINS PHOENIX BLKS 23-26, 17, 27
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $360.04
  • Tax Annual Amount: $957
  • On Market Date: 2025-01-14T17:10:10.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,199 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $180,199!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$174,801
Your Cash:$180,199
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$863/mo
Traditional @ 7.5%
$1,355/mo
You save $492/month ($5,903/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6804642

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-15T02:14:28.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$863 /mo
$1,306 /mo
$30,714 in interest paid off
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,199 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $180,199!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$174,801
Your Cash:$180,199
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$863/mo
Traditional @ 7.5%
$1,355/mo
You save $492/month ($5,903/year)

*Secondary financing rates are an estimated value based on input

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Your Home and Future, LLC
Agent/Broker
Eric Saul, Designated Broker Your Home and Future, LLCYour Home and Future, LLC(480) 241-1893eric@yourhomefuture.comMLS Br547725000
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